Andreas Hartono, CFP – Criteria for Healthy Debt (Kriteria Utang Yang Sehat)
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Is it okay to have debt? Yes, as long as it meets the 3 criteria of healthy or productive debt. Utang itu boleh gak sih?...
Want to grow your assets? First, understand the types of assets to ensure what you accumulate aligns with your future goals. Mau nambah harta, yuk...
Be careful not to make mistakes with your expenses. Learn how to manage spending with the 10-20-30-40 concept. Awas jangan sampai salah dalam melakukan...
Want to increase your income? Let’s first understand the 3 types of income known as the Double Triple Plus concept. Mau nambah pemasukan atau...
People say financial planning is complicated! But Andreas Hartono has a simple method where you only need to manage cash flow and balance sheets. ...
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