Effective Date: 07 JULY 2026
Last Updated: 07 JULY 2026

  1. Introduction & Acceptance of Terms

Welcome to iBlooming.ai (“iBlooming”, “we”, “our”, or “us”). These Terms of Service (“Terms”) govern your access to and use of our websites, applications, platforms, products, services, AI-powered features, content, and related offerings (collectively, the “Services”).

By accessing, registering for, purchasing, or subscribing to our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our Services. We may update these Terms from time to time; your continued use constitutes acceptance of any changes.

Our Services may include specific features subject to additional terms (e.g., Kids Report Terms, BommieChat Terms, Referral Rewards Program Terms). Such additional terms are incorporated into and form part of this agreement .

  1. Use of Services

Subject to your compliance with these Terms, iBlooming grants you a limited, non-exclusive, revocable, non-transferable right and license to use the Services for personal, non-commercial use only. No ownership rights are transferred .

You shall use the Services in accordance with these Terms and shall not:

–       Upload any Content that violates or infringes another party’s rights of publicity, privacy, copyright, trademark, or any other intellectual property right.

–       Copy, decompile, reverse engineer, disassemble, attempt to derive the source code of, decrypt, interfere with, or disrupt the integrity or performance of the Services.

–       Make any modification, adaptation, improvement, enhancement, translation, or derivative work from the Services.

–       Violate any applicable laws, rules, or regulations in connection with your access or use of the Services.

–       Use the Services in violation of or to circumvent any sanctions or embargo.

–       Remove, alter, or obscure any proprietary notice (including any notice of copyright and trademark) of iBlooming or its affiliates, partners, suppliers, or licensors.

–       Use the Services for any purpose for which it is not designed or intended.

–       Use the Services to create or promote a product, service, or software that is, directly or indirectly, competitive with or in any way a substitute for the Services.

–       Use any proprietary information or interfaces of iBlooming in the design, development, manufacture, licensing, or distribution of any application, accessories, or devices for use with the Services.

–       Use the Services to send, post, or otherwise communicate any Content which is offensive, indecent, threatening, abusive, insulting, harassing, defamatory, libellous, deceptive, fraudulent, tortious, obscene, profane, invasive of another person’s privacy, or racially, ethnically, or otherwise objectionable.

–       Use the Services to send automated, unsolicited, or unauthorised messages, advertising, or promotional material or any junk mail, spam, or chain letters.

–       Upload to or transmit through the Services any data, file, software, or link that contains or redirects to a virus, Trojan horse, worm, or other harmful components.

–       Use any scraper, robot, bot, spider, crawler, or any other automated device or means to access, acquire, copy, or monitor any portion of the Services.

–       Collect, use, and/or disclose any information in respect of other users without their consent .

–       Attempt to and/or engage in any activity or act that is intended to abuse, abuses, or inappropriately manipulates any promotion, campaign, and/or discount codes.

–       Allow your use of the Services to present to iBlooming a risk of non-compliance with anti-money laundering, counter-terrorist financing, and similar regulatory obligations.

–       Authorise or encourage anyone to do any of the foregoing.

iBlooming reserves the right to claw back any cashbacks, prizes, and/or amounts paid to you under any event, promotion, offers, campaign, and any other activities and/or terminate or suspend your account if you are subsequently found or suspected to be engaged in any activity that breaches these Terms.

You shall at all times be in compliance with all material aspects with applicable financial recordkeeping and reporting requirements and the money laundering statutes of all applicable jurisdictions.

  1. Eligibility and Account Registration

You must have an account with us (“Account”) to use some parts of the Services. When you create an Account, you represent and warrant that:

  1. You must be at least eighteen (18) years old to create and maintain an account. If you are under 18, you may only access or use the Services with the consent and supervision of your parent or legal guardian, who shall be responsible for all your activities .
  1. By creating an account, you represent and warrant that you meet the applicable eligibility requirements and that all information provided is accurate, complete, and current .
  1. You are responsible for maintaining the confidentiality and security of your account credentials and for all activities conducted under your account.
  1. You agree to notify iBlooming immediately of any unauthorized use of your account or any security breach affecting your account.
  1. If you are representing a company, organisation, or any other legal entity (“Entity”), you have authority to bind the Entity to these Terms.
  1. You are capable of entering into and performing legally binding contracts under applicable law.
  1. All information which you provide is accurate, up to date, truthful, and complete .

You are responsible for all activities and transactions under your Account. We will not be responsible in any way if your password and/or Account are misappropriated or used by a third party. Unless expressly permitted by iBlooming and subject to these Terms, you shall not set up multiple Accounts. You shall not lend, transfer, or sell your Account or user ID to another party.

  1. User Content & Responsibility

The Services allow users to create listings and share content, such as photos, videos, comments, data, text, links, and other information (“Content”) .

You retain ownership rights in the Content which you upload or share on the Services, but you grant iBlooming a worldwide, fully-paid, royalty-free, sub-licensable, and transferable licence to host, store, use, display, reproduce, modify, adapt, edit, publish, and distribute such Content for the purpose of operating, developing, providing, promoting, and improving the Services and to research and develop new products and services .

You understand and agree that you are solely responsible for the Content which you post or share on or through the Services and any loss or damage which you sustain as a result of such Content is solely your responsibility.

You acknowledge that iBlooming does not pre-screen Content uploaded by users. iBlooming shall have the right (but not the obligation) in its sole discretion to refuse, delete, or move any Content that is available on the Services. Without limiting the foregoing, iBlooming shall have the right to remove Content, without liability or the obligation to offer a refund, in any of the following events:

–       If the Content is in breach of these Terms.

–       If iBlooming has received a complaint or notice of infringement in respect of the Content.

–       If the Content is otherwise objectionable.

iBlooming may also block Content and the delivery of a communication (including, without limitation, feedback, postings, messages and/or chats) to or from the Services as part of efforts to protect the Services or users.

  1. 隐私

Your privacy is very important to us. Our Privacy Policy, available at [https://www.iblooming.ai/privacy-policy], explains how we collect, use, and disclose information collected and received from you . Please review the Privacy Policy to understand our privacy practices. By using our Services, you agree to our privacy practices .

If you come in possession of another user’s (the “Disclosing Party”) personal data through the use of the Services, you hereby agree that you will (i) comply with all applicable personal data protection laws with respect to any such data; (ii) allow the Disclosing Party whose personal data you collected to remove his or her data so collected from your database; and (iii) allow the Disclosing Party to review what information have been collected by you, in each case in compliance with and where required by applicable laws.

Information We Collect: When you interact with us through the Services, we may collect Personal Data you voluntarily provide, such as when you contact us with inquiries, respond to surveys, register for access, or use certain Services. This may include: email address, phone number, Facebook ID, Apple ID, and photos or GIFs shared on the Service .

Profile Information: We collect information provided from you, including: name or alias, birthdate, time of birth, country/state/city of birth, gender preference, username, location, and photo (if uploaded) to create your profile.

Business Purposes: We may use and disclose Personal Information for the following business purposes: to operate our website and provide services; to manage your account; to respond to inquiries; to conduct promotional activities; to undertake internal research for technological development; to improve, upgrade or enhance our Services; to send informational or promotional communications; to detect bugs and security incidents; to verify or maintain quality or safety; to conduct financial and accounting audits; and to comply with applicable legal or regulatory obligations .

  1. 安全

iBlooming implements reasonable technical and organizational measures to protect the security and integrity of the Services and user information .

Users are responsible for maintaining the confidentiality of their account credentials and for taking reasonable steps to safeguard their devices and passwords.

Please refer to our Security Policy available at: [ https://www.iblooming.ai/security-policy ]. The Security Policy forms part of and is incorporated into these Terms.

  1. Payments, Subscriptions & Refunds

Some Services require payment. You agree to pay all applicable fees, taxes, costs, fees, and disbursements incidentally incurred .

We provide a 7-Day Money-Back Guarantee to all users unless otherwise stated in relation to a specific Service, product, subscription, or promotion. Refund requests must be made within 7 days of purchase by emailing cs@iBlooming.ai . No refunds shall be made after this period or in case of misuse .

All Subscription fees shall be auto-renewed unless cancelled in advance .

All payments are processed securely through our payment processors. By providing your payment information, you authorise us to charge your payment method for the total amount of your purchase .

  1. Content Availability and Service Modifications

We strive to keep content accessible; however, certain paid or free content may be removed, modified, or replaced due to licensing, copyright, or business considerations. Access to content is not guaranteed to be permanent .

iBlooming reserves the right to add, modify, suspend, discontinue, or remove any content, feature, functionality, product, program, or Service at any time without liability.

  1. Intellectual Property

You acknowledge and agree that the Services and all copyright, patents, trademarks, trade secrets, and other intellectual property rights associated therewith are, and shall remain, the property of iBlooming . Furthermore, you acknowledge and agree that the contents, source and object code of the Services and the format, directories, queries, algorithms, structure, and organization of the Services are the intellectual property and proprietary and confidential information of iBlooming. You are not granted any intellectual property rights in and to the Services not expressly granted in these Terms, and such rights are hereby reserved and retained by iBlooming.

Restricted Use: No part or parts of the Platform, or any materials may be reproduced, reverse engineered, decompiled, disassembled, separated, altered, distributed, republished, displayed, broadcast, hyperlinked, mirrored, framed, transferred, or transmitted in any manner or by any means or stored in an information retrieval system or installed on any servers, system or equipment without our prior written permission .

Trademarks: The iBlooming name and logos are registered and unregistered trademarks of iBlooming. Nothing on the Platform and in these Terms of Use shall be construed as granting any license or right to use any Trademarks displayed on the Services, without our written permission.

User Content Ownership: All copyright, patents, trademarks, trade secrets and other intellectual property rights associated with your Content shall remain the intellectual property of you and/or the producer(s).

  1. Feedback

If you provide feedback, suggestions, ideas, or recommendations regarding the Services, you grant iBlooming the right to use such feedback without restriction or compensation to you .

You acknowledge that iBlooming is under no obligation to implement or respond to any Feedback.

iBlooming shall not in any event be responsible and liable to the feedback, suggestion or ideas or recommendations regarding the Services provided by you or your associates.

  1. AI-Generated Content

Certain Services may generate reports, recommendations, observations, summaries, responses, or other outputs using artificial intelligence technologies (“Output”) .

Output is generated automatically and may contain inaccuracies, omissions, biases, or content that is incomplete, outdated, or unsuitable for a particular situation .

AI-generated Output should not be considered professional advice, diagnosis, certification, or expert opinion .

  1. Accuracy & Reliance

The Services and any AI-generated Output are intended for informational and educational purposes only .

You should not rely solely on any Output when making decisions relating to education, child development, health, wellbeing, legal matters, financial matters, or other important decisions .

You are responsible for independently evaluating the accuracy and suitability of any Output before acting upon it.

  1. Health Disclaimer

Content provided is not medical advice. Always consult a qualified professional before engaging in health or wellness activities .

  1. Third-Party Services

The Services may contain links or integrations with third-party platforms. iBlooming is not responsible for third-party content or services .

We may employ third-party companies and individuals to facilitate our Services, provide the Service on our behalf, perform Service-related services, or assist us in analyzing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose .

  1. Disclaimer of Warranties

The Services are provided “as is” and “as available.” We do not guarantee uninterrupted access, accuracy, or suitability for your specific needs .

  1. Limitation of Liability

To the fullest extent permitted by law, iBlooming shall not be liable for indirect, incidental, or consequential damages arising from your use of the Services .

In no event shall iBlooming’s total liability exceed the amount paid by you to iBlooming during the twelve (12) months preceding the event giving rise to the claim.

  1. Termination

We may suspend, restrict, or terminate access to the Services if:

– You violate these Terms;

– Your use poses security, legal, or operational risks ;

– Required by law;

– Necessary to protect iBlooming, its users, or third parties.

We reserve the right to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice.

  1. Force Majeure

iBlooming shall not be liable for any delay, interruption, failure, or inability to perform any obligation under these Terms where such delay, interruption, failure, or inability results from events beyond our reasonable control. Such events may include, without limitation: natural disasters; fire, flood, earthquake, or severe weather; war, terrorism, civil unrest, or governmental actions; internet, telecommunications, cloud service, or hosting failures; cybersecurity incidents; power outages; and other events beyond our reasonable control.

  1. Dispute Resolution & Arbitration

In the event of any dispute arising out of or relating to these Terms or the Services, the parties shall first attempt to resolve the matter amicably through good-faith discussions .

If such dispute cannot be resolved, it shall be submitted to binding arbitration or any other dispute resolution mechanism permitted under the applicable laws. To the fullest extent permitted by law, users waive any right to participate in class or representative actions .

  1. Governing Law

These Terms are governed by Hong Kong law .

  1. Changes to Terms

iBlooming reserves the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on our website. You are responsible for reviewing these Terms periodically for changes. Your continued use of the platform after any modifications constitutes your acceptance of the updated terms .

  1. 联系我们

If you have any questions regarding these Terms of Service, please reach out to us via the contact channels listed on our Contact Us page or email us at cs@iBlooming.ai

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